India's Most Comprehensive Financial Intelligence Platform
Finpass is the AI-native data intelligence platform purpose-built for NBFCs, digital lenders, and credit-risk teams across India. Our bank statement analysis API processes documents from 200+ banks in under 2 seconds — extracting income, EMI obligations, cash flow patterns, and fraud signals with 99.5% accuracy.
Unlike point solutions, Finpass unifies bank statement analysis, SMS transaction parsing, RBI Account Aggregator data, GST verification, ITR analysis, and invoice processing into a single credit view. This means your underwriting team gets a complete borrower picture — not fragmented data from five different vendors.
Our NBFC underwriting automation layer, Underwriting IQ, converts raw financial data into instant approve/reject recommendations — reducing loan processing from days to minutes. Over 3,000 financial institutions, from large NBFCs to fintech startups, rely on Finpass to power smarter, faster, and more compliant credit decisions.
Built with RBI compliance at its core, Finpass supports the full AA framework — consent-based, tokenized, and interoperable with all licensed Account Aggregators including Setu, Finvu, and CAMS. Enterprise deployments support private cloud on AWS, Azure, or GCP with full data residency control.
