Simple 4-step process to verify income and assess creditworthiness from tax returns
Securely fetch ITR documents and Form 26AS from Income Tax portal with user authorization.
Securely fetch ITR documents and Form 26AS from Income Tax portal with user authorization.
AI extracts salary, business income, capital gains, and other income sources from ITR data.
AI extracts salary, business income, capital gains, and other income sources from ITR data.
Cross-verify declared income with TDS records, Form 26AS, and other government databases.
Cross-verify declared income with TDS records, Form 26AS, and other government databases.
Generate income stability scores, tax compliance ratings, and creditworthiness reports.
Generate income stability scores, tax compliance ratings, and creditworthiness reports.
Extract and verify income data from ITR filings and Form 26AS to assess true earning capacity, validate declared income, and enable accurate credit decisions.
Cross-verify salary income with TDS records and employer details from Form 26AS for accurate assessment.
Analyze business income, professional fees, and other income sources for freelancers and professionals.
Evaluate tax filing history, advance tax payments, and compliance patterns to assess financial discipline.
Deep analysis of income stability, growth trends, and debt-to-income ratio for mortgage underwriting.
Comprehensive income verification capabilities designed for NBFC and fintech lending requirements
Automatically extract salary, business income, capital gains, rental income, and other sources from ITR-1 to ITR-7 filings.
Validate declared income against TDS records, advance tax payments, and other government data for fraud prevention.
Assess multi-year income trends, growth patterns, and stability scores to determine creditworthiness.
Evaluate filing history, tax payment discipline, and compliance patterns to gauge financial responsibility.
Income Tax Return (ITR) analysis provides the most authentic and government-verified income data for lending decisions in India. With over 7 crore ITR filers in FY 2023-24, ITR has become the gold standard for income verification across banks, NBFCs, and fintechs.
Our AI-powered ITR analyser extracts income data from all ITR forms (ITR-1 to ITR-7) and cross-verifies it with Form 26AS and AIS (Annual Information Statement) to ensure complete accuracy. Whether it's salary income verification, business income assessment, or capital gains analysis, we provide comprehensive insights for informed credit decisions.
Our AI-powered ITR analyser provides comprehensive income verification insights to help you make accurate lending decisions with government-verified data.
Verify income from ITR filings in minutes with 99.5% accuracy. Join 500+ NBFCs using Finpass for smarter lending.