Extract transactions, assess cash flow, detect income patterns, and identify risk signals with 99.5% accuracy. Enable faster underwriting and smarter credit decisions.
Industry-leading precision
Compared to manual review
Across India
Per statement
FinPass offers an AI-powered Bank Statement Analysis solution that extracts, classifies, and interprets financial information from bank statements. The platform automatically extracts transaction data from bank statements, categorizes financial activities, and generates structured insights that help lenders evaluate borrowers' financial health faster.
Simple 4-step process to analyze bank statements and get actionable insights in minutes
Upload bank statements in PDF, CSV, or Excel format through our secure API or drag-and-drop interface.
Advanced algorithms automatically extract transactions, categorize expenses, and identify income patterns.
Comprehensive analysis of cash flow, income stability, and spending patterns for risk evaluation.
Generate detailed credit reports with insights for faster and more accurate lending decisions.
Manually checking bank statements takes hours or even days. Finpass Bank Statement Analyser eliminates the manual input with an automated solution that processes statements within seconds.
Human reviews are prone to errors or make wrong calculations. Automated bank statement analysis ensures consistency and accuracy across every assessment.
Automating statement analysis reduces the workload on underwriting and operations teams. It allows organizations to process more applications.
Get financial insights, including financial behaviour, income stability, repayment history, and spending patterns, before making lending decisions.
Identify warning signs such as irregular income, excessive cash withdrawals, recurring liabilities, cheque bounces, and high-risk transactions.
Easily analyses thousands of statements simultaneously without losing speed or quality.
Automate bank statement analysis to assess borrower creditworthiness, detect fraud patterns, and accelerate loan approvals with AI-powered insights.
Banks, NBFCs, and Digital Lenders can use our smart bank statement analysis solution to evaluate borrowers’ income, spending behaviour, existing liabilities, and repayment capacity before approving loans.
Fintech companies can integrate bank statement analysers to automate customer onboarding, financial verification, risk assessment, and eligibility to checks for various financial products.
Small business lenders can rely on our bank statement analysis solution to quickly assess cash flow, revenue consistency, operational expenses, and financial stability while evaluating working capital and business loan applications.
Mortgage providers analyze bank statements to verify income sources, identify recurring obligations, calculate debt-to-income ratios, and assess long-term repayment capability.
Insurance companies use bank statement analysis to verify financial information, assess risk profiles, and support underwriting decisions.
Financial institutions use this bank statement analysis solution to verify financial information, assess risk profiles, and support underwriting decisions for certain insurance products.
Our AI-powered engine goes beyond simple data extraction to provide deep financial insights that help you make better lending decisions.
Process bank statements 10x faster with 99.5% accuracy. Join 3000+ BFSIs.
One platform. Every financial signal. Zero manual work.
It automatically classifies transactions such as salary, business income, rent, utilities, loan repayments, investments, and more.
Identify salary credits, business revenues, recurring income sources, and income stability patterns.
Finpass AI bank statement analysis solution gives a complete individual or business financial condition through advanced analytics.
Detect existing loans, recurring EMIs, and repayment obligations to evaluate debt burden.
Identify cheque bounces, tracking, failed transactions, and insufficient balance to know financial stress.
Process statements from multiple banks through a single platform without requiring separate workflows.
Generate detailed reports and summaries that can be used for underwriting and compliance.
Integrate bank statement analytics directly into lending, underwriting, onboarding, and verification workflows.
Identify unusual transaction behavior, suspicious account activities, abnormal cash movements, and financial anomalies that may indicate increased risk during borrower evaluation.
Analyze customer spending habits across various categories to understand financial discipline, recurring commitments, and discretionary expenses.
Evaluate existing loan obligations against recurring income sources to better understand repayment capacity and overall financial health.
Track monthly income, expenses, cash flow, and balance trends to gain deeper visibility into long-term financial behavior.
Find answers to common questions about our AI-powered financial analysis platform. Can't find what you're looking for? Our team is here to help.